The online blogger “Two Boys and a Girl and a Crazy Mom” has provided some handy tips for individuals shopping for health insurance. In the article titled, “Some Tips about Health Insurance,” writer Crazymom says to follow tips provided by the NAIC if you receive insurance through your employer. You should review your options each year at open enrollment, pick the best plan for the way you use health insurance, take advantage of tax-free savings such as Flexible Spending Accounts, and look for wellness incentives.
If you are self-employed, compare taking advantage of your spouse’s plan to getting an individual policy. One might be cheaper than the other depending on your needs.
Finally, if you are unemployed, find out if you are eligible for Medicaid or the Children’s Health Insurance Program. And check out what professional or philanthropic associations offer regulated health plans. For a fee, you can join these organizations and have the ability to participate in their plan.
For more tips, visit http://www.insureuonline.org/health_page.htm.