Insurance & Financial Advisor reports that employer-sponsored insurance (ESI) dwindled “significantly” in the last 10 years, although federal health reform is expected to reverse the drop for small employers, two studies say. The percentage of non-elderly Americans who get their health coverage through their employers declined to 61 percent in 2008/2009 from 69 percent nine years before, according to a study from the University of Minnesota’s State Health Access Data Assistance Center. Roughly 7.3 million fewer individuals have ESI than about one decade ago, 4.1 million — about 57 percent — of which are dependents.